What it is
Credit card referral lets you help your customers discover and apply for a credit card from partner banks and card issuers. You guide them to a suitable option and submit their application digitally; the issuer decides approval.
Who it's for
Advisers, retailers, and DSAs whose customers ask for help choosing and applying for a credit card.
Your role as a partner
You help the customer compare options, submit their application through the platform, and track its status. Eligibility, approval, credit limit, and card terms are decided solely by the issuer.
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1
Understand the customer's requirement and eligibility basics
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2
Share suitable card options
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3
Submit the application digitally with the customer's consent
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4
Track the application status
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5
Earn commission if the application is successfully completed
Ready to offer Credit Cards to your customers?
Register FreeRequirements
- An active partner account with completed KYC
- The customer's basic details and consent
- Documents required by the issuer (e.g. ID and income proof)
Benefits
- Offer a widely-requested product from one platform
- Fully digital application and status tracking
- Provider-defined, transparent commercial terms
Good to know
- Approval, credit limit, and pricing are decided by the issuer, not by Stepway Online
- Eligibility and card availability vary by issuer and customer profile
- Commission applies only to successfully completed applications; earnings are not guaranteed
Frequently asked questions
Does Stepway Online approve credit cards?
No. Stepway Online helps submit the application. Approval and card terms are decided by the issuing bank.
Is a customer guaranteed a card after applying?
No. Approval depends on the issuer's eligibility checks and the customer's profile.
Offer Credit Cards to your customers
Join the Stepway Online partner network — free to start.