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Stepway Online

Banking

AEPS, UPI, money transfer, and micro-ATM — assisted banking services for your customers.

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What it is

Assisted banking services that let partners offer transactions such as AEPS withdrawals, UPI collections, money transfer, and micro-ATM services to customers, especially in underserved areas.

Who it's for

Retailers and neighbourhood outlets who serve walk-in customers needing assisted digital payment and basic banking services.

Services in Banking

AEPS Cash

Give customers Aadhaar-based cash withdrawal at your outlet.

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Money Transfer

Send money for your customers, quickly and securely.

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Micro-ATM

Offer card-based cash withdrawal at your counter.

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Your role as a partner

As a partner you facilitate the transaction on the customer's behalf using the platform. Settlement and transaction limits follow the rules of the underlying payment networks and providers.

  1. 1

    Customer requests a payment or banking service

  2. 2

    You initiate the transaction on the platform

  3. 3

    Customer authenticates as required (e.g. Aadhaar/biometric for AEPS)

  4. 4

    Transaction is processed by the payment network

  5. 5

    Earn commission per the applicable service

Ready to offer Banking to your customers?

Become a Partner

Requirements

  • An active partner account with completed KYC
  • A compatible device where a biometric/QR flow is required
  • Sufficient wallet balance where the service requires it

Benefits

  • Serve customers with everyday banking and payments
  • Real-time transaction processing
  • Suitable for high-footfall retail outlets

Good to know

  • Transaction limits and availability are set by the payment networks and providers
  • Some services require specific hardware or authentication
  • Service uptime depends on third-party network availability
Provider disclosure. Payment and assisted banking services are provided in association with third-party payment networks, banks, and aggregators. Transaction limits, charges, and availability are governed by those providers and applicable regulations.

Frequently asked questions

Is a biometric device required?

Some services such as AEPS require Aadhaar-based biometric authentication and a compatible device. Others, like bill payments, do not.

When are payment commissions settled?

Eligible commissions are settled to your registered bank account per the applicable schedule and provider rules.

Other services you can offer

Financial Products

Credit cards, loans, and insurance referrals — help customers find and apply for the right product.

Tax & Documentation

PAN, tax filing, and documentation services — help customers with essential paperwork, digitally.

Utility Payments

Mobile/DTH recharges, utility bills, and bill payments — high-frequency everyday services.

Travel

Bus, train, and flight bookings — convenient travel services for your customers.

Offer Banking to your customers

Join the Stepway Online partner network — digital onboarding, transparent charges.

Become a Partner All Services
Become a Partner