Payments & Assisted Services
AEPS, UPI, bill payments, and micro-ATM — assisted banking and payment services for your customers.
What it is
Assisted payment and banking services that let partners offer transactions such as AEPS withdrawals, UPI collections, bill payments (BBPS), and micro-ATM services to customers, especially in underserved areas.
Who it's for
Retailers and neighbourhood outlets who serve walk-in customers needing assisted digital payment and basic banking services.
Your role as a partner
As a partner you facilitate the transaction on the customer's behalf using the platform. Settlement and transaction limits follow the rules of the underlying payment networks and providers.
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1
Customer requests a payment or banking service
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2
You initiate the transaction on the platform
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3
Customer authenticates as required (e.g. Aadhaar/biometric for AEPS)
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4
Transaction is processed by the payment network
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5
Earn commission per the applicable service
Requirements
- An active partner account with completed KYC
- A compatible device where a biometric/QR flow is required
- Sufficient wallet balance where the service requires it
Benefits
- Serve customers with everyday banking and payments
- Real-time transaction processing
- Suitable for high-footfall retail outlets
Good to know
- Transaction limits and availability are set by the payment networks and providers
- Some services require specific hardware or authentication
- Service uptime depends on third-party network availability
Frequently asked questions
Is a biometric device required?
Some services such as AEPS require Aadhaar-based biometric authentication and a compatible device. Others, like bill payments, do not.
When are payment commissions settled?
Eligible commissions are settled to your registered bank account per the applicable schedule and provider rules.
Offer Payments & Assisted Services to your customers
Join the Stepway Online partner network — free to start.