What it is
Personal loan referral lets you help your customers apply for a personal loan from partner banks and NBFCs. You submit their application digitally; the lender assesses and decides.
Who it's for
Advisers and retailers whose customers need help applying for a personal loan.
Your role as a partner
You help the customer submit their application through the platform and keep them updated. Loan eligibility, approval, amount, interest rate, and tenure are decided solely by the lender.
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1
Understand the customer's requirement
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2
Share suitable loan options from partner lenders
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3
Submit the application digitally with the customer's consent
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4
Track the status and assist the customer
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5
Earn commission if the loan is successfully disbursed
Ready to offer Personal Loans to your customers?
Register FreeRequirements
- An active partner account with completed KYC
- The customer's basic details and consent
- Documents required by the lender (e.g. ID, income, and bank statements)
Benefits
- Help customers access credit from multiple lenders in one place
- Digital application and tracking
- Provider-defined commercial terms
Good to know
- Approval, loan amount, interest rate, and tenure are decided by the lender, not by Stepway Online
- Eligibility varies by lender and customer profile
- Commission applies only to successfully disbursed loans; earnings are not guaranteed
Frequently asked questions
Does Stepway Online give the loan?
No. Stepway Online facilitates the application. The loan is provided by the partner bank or NBFC, which decides all terms.
What decides the interest rate and amount?
The lender decides eligibility, loan amount, interest rate, and tenure based on the customer's profile and its own rules.
Offer Personal Loans to your customers
Join the Stepway Online partner network — free to start.